When you’re out on the water, nothing matters more than your safety and the protection of your vessel. Stranding & Sinking Coverage is an essential part of a comprehensive boat insurance policy, ensuring you’re financially protected if your boat becomes stranded or sinks due to an accident, storm, or unforeseen event. Whether you own a small fishing boat or a luxury yacht, having this coverage can save you from significant repair or replacement costs
Stranding & Sinking Coverage is designed to cover damage to your boat caused by:
Running aground in shallow waters
Storm surges or high winds pushing your vessel ashore
Your boat sinking due to collision, hull damage, or equipment failure
This coverage applies whether you have boat insurance in Massachusetts, Michigan boat insurance, boat insurance in Arkansas, or anywhere else across the United States.
Imagine you’re cruising along the coast, and your boat unexpectedly hits a submerged rock, damaging the hull. Without proper boat insurance, you could be stuck with thousands of dollars in repair bills. Stranding & Sinking Coverage helps cover:
Salvage and recovery costs
Hull repairs or replacements
On-water towing services
Environmental cleanup (in certain cases)
Many trusted insurers, such as BoatUS Insurance Company, Travelers Boat Insurance, and GEICO Boat Insurance, offer this protection as part of their boat policies. Even niche providers like Youi Boat Insurance or Auto-Owners Boat Insurance may include it in certain plans.
Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.
Complete protection for charter boats, including passenger liability.
Specialized coverage for luxury Sailboat, with options for global navigation.
Cost-effective policies for multiple vessels under one plan.
Enhance your coverage with add-ons like towing assistance, personal accident cover.
All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.
Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.
Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage
Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.
From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.
Yes, many policies include cleanup costs if your vessel leaks fuel or oil due to a sinking or grounding.
Yes, but most insurers require a marine survey to confirm seaworthiness.
Absolutely. Whether it’s a small fishing boat or a luxury yacht, you can add this coverage.