Owning a boat is more than a hobby—it’s a lifestyle. Whether you’re navigating the Atlantic off Massachusetts, exploring the Gulf in Alabama, or cruising the shores of Florida, Coastal Waters Coverage ensures your vessel and peace of mind are fully protected. Our boat insurance policies are designed to give you reliable protection wherever your adventures take you along the coast.
Coastal Waters Coverage is specialized boat insurance that protects you when operating your vessel within a designated distance from the shoreline. It’s ideal for boaters who enjoy fishing, sailing, or leisure cruising along coastal waters without venturing far offshore.
With this type of coverage, you’ll be protected against risks such as:
Accidents with other vessels
Damage from storms or rough seas
Theft, fire, or vandalism
Liability for injuries or property damage to others
Wherever you live or dock your vessel, we have a policy for you:
Boat Insurance Massachusetts – Comprehensive coverage for New England waters.
Michigan Boat Insurance – From the Great Lakes to inland waterways.
Boat Insurance Alabama – Coverage for Gulf Coast boating.
Boat Insurance Arkansas – Protection for inland and river boating.
Boat Insurance NC – North Carolina’s coastal and inland waterways covered.
Boat Insurance NJ – Reliable protection for Garden State boaters.
Best Boat Insurance in Florida – Affordable rates for year-round sunshine.
We make it easy to protect your vessel. You can get a boat insurance quote online in just minutes—whether you own a small fishing boat, a luxury yacht, or a commercial vessel. Our quick process helps you compare coverage options so you can find the best boat insurance rates for your needs and budget.
Searching for boat insurance quotes online? We provide accurate, competitive rates and flexible coverage options for both personal and commercial use.
Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.
All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.
Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.
Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage
Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.
Complete protection for charter boats, including passenger liability.
Specialized coverage for luxury Sailboat, with options for global navigation.
Cost-effective policies for multiple vessels under one plan.
Enhance your coverage with add-ons like towing assistance, personal accident cover.
From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.
Typically, this coverage applies up to a set number of miles from shore—often between 12 and 75 nautical miles, depending on your policy.
For older or high-value boats, yes. A survey helps determine your vessel’s condition and value.
Yes, we offer boat commercial insurance for charters, fishing operations, and tour boats.