Boat Insurance

Jet Ski & Personal Watercraft Insurance

Owning a jet ski or personal watercraft is all about freedom, speed, and adventure. But just like any vehicle, it comes with risks—both on and off the water. That’s why having the right Jet Ski & Personal Watercraft Insurance is essential for protecting you, your passengers, and your investment.

Whether you’re searching for boat insurance quotes online, a boat insurance estimate, or wondering how much does it cost to insure a boat, we make it easy to get the right coverage at the best rates.

Why You Need Jet Ski & Personal Watercraft Insurance

Even though personal watercrafts are smaller than boats, they face many of the same hazards—collisions, theft, property damage, and liability claims. Without the right coverage, you could face expensive repairs, medical costs, or even lawsuits.

Our policies cover:

  • Liability protection for bodily injury and property damage

  • Collision coverage for repairs or replacement

  • Protection against theft and vandalism

  • Medical payments coverage

  • Coverage for towing and assistance

From small boat insurance to specialized boat commercial insurance, we have solutions for every type of watercraft owner.

Serving Jet Ski Owners Across the U.S.

We work with top providers—including Boat US Insurance Company, Travelers Boat Insurance, Geico Boat Insurance, and Youi Boat Insurance—to ensure you get the best boat insurance rates possible. Whether you need boat insurance in Massachusetts, Michigan boat insurance, Arkansas boat insurance, boat insurance in Alabama, or boat insurance in NC and NJ, we’ve got you covered.

Coverage for All Types of Owners & Watercraft

  • Many owners worry about age limits or the age of their vessel. We offer options for:

    • Insurance for older boats and personal watercraft

    • Answers to are there any age restrictions for boat insurance

    • Guidance on are there any owners age restrictions for boat insurance

    • Competitive rates for newer and older jet skis

What Does Boat Insurance Cover?

Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.

Charter Insurance

Charter Insurance

Complete protection for charter boats, including passenger liability.

Sailboat Insurance

Sailboat Insurance

Specialized coverage for luxury Sailboat, with options for global navigation.

Fleet Insurance

Fleet Insurance

Cost-effective policies for multiple vessels under one plan.

Third-Party Liability

Third-Party Liability

Enhance your coverage with add-ons like towing assistance, personal accident cover.

All-Risk Boat Insurance

All-Risk Boat Insurance

All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.

Physical Damage Coverage

Physical Damage Coverage

Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.

Theft & Vandalism Coverage

Theft & Vandalism Coverage

Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage

Speedboat Insurance

Speedboat Insurance

Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.

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Protect Your Boat, Protect Your Lifestyle

From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.

FAQs About Boat Insurance

Similar to asking how much does it cost to insure a boat, jet ski insurance depends on factors like your location, age, watercraft value, usage, and coverage type. On average, costs can range from $100 to $500 per year.

Most providers have minimum operator age requirements, but policies for younger or older operators are available. We can help find a company that fits your needs.

Yes! Many companies offer insurance for older boats and personal watercraft, though some may require a boat survey for insurance to determine condition and value.

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