Boat Insurance

Safeguard Your New Boat with ConfidenceNew Purchase Protection

Buying a new boat is exciting—whether it’s your first watercraft or an upgrade to something bigger and better. But before you set sail, it’s important to protect your investment with the right boat insurance. Our New Purchase Protection plan is designed to give you complete peace of mind from the moment you take ownership, with coverage options tailored to your needs and budget.

Why New Boat Owners Need Immediate Protection

When you’ve just made a major purchase, the last thing you want is to worry about accidents, damage, or unforeseen issues. That’s where boat insurance steps in. From small boat insurance for casual weekend use to coverage for luxury vessels, we make sure your policy fits your lifestyle.

Our coverage options help you avoid costly out-of-pocket expenses and include:

  • Damage repair and replacement

  • Liability protection

  • Towing and assistance

  • Weather-related damage coverage

  • Theft and vandalism protection

Specialized Coverage for Every Boater

 

We work with leading providers like Travelers boat insurance, Boat US insurance company, and more to bring you a range of options, including:

  • Boat commercial insurance for business use

  • Insurance for older boats so your classic vessel is covered

  • Arkansas boat insurance and boat insurance in Alabama for southern boaters

  • Boat insurance NJ and boat insurance NC for East Coast owners

Affordable Protection – No Matter the Size of Your Boat

  • Whether you’re looking for the best boat insurance rates or need specialized coverage for a luxury yacht, we can help. Many boat owners ask: How much does it cost to insure a boat? The answer depends on factors like size, age, usage, and location. With our boat insurance average cost guide and online quotes, you’ll know exactly what to expect.

What Does Boat Insurance Cover?

Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.

All-Risk Boat Insurance

All-Risk Boat Insurance

All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.

Physical Damage Coverage

Physical Damage Coverage

Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.

Theft & Vandalism Coverage

Theft & Vandalism Coverage

Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage

Speedboat Insurance

Speedboat Insurance

Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.

Charter Insurance

Charter Insurance

Complete protection for charter boats, including passenger liability.

Sailboat Insurance

Sailboat Insurance

Specialized coverage for luxury Sailboat, with options for global navigation.

Fleet Insurance

Fleet Insurance

Cost-effective policies for multiple vessels under one plan.

Third-Party Liability

Third-Party Liability

Enhance your coverage with add-ons like towing assistance, personal accident cover.

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Protect Your Boat, Protect Your Lifestyle

From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.

FAQs About Boat Insurance

Yes, some providers have owners age restrictions for boat insurance, but we work with multiple companies to ensure coverage is available for most age groups.

 

The cost varies depending on your boat’s value, usage, and location. We can provide a free boat insurance estimate to help you budget.

 

Yes, Auto Owners Boat Insurance is well-rated for customer service and claims handling, making it a solid choice for many boaters.

 

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