Boat Insurance

Theft & Vandalism Coverage for Boats

Owning a boat is more than just having a vessel—it’s about freedom, adventure, and the joy of exploring open waters. But along with the excitement comes the responsibility of protecting your investment. At Boat Insurance, we provide Theft & Vandalism Coverage designed to safeguard your boat from financial loss in the event of theft, attempted theft, or malicious damage.

What Our Theft & Vandalism Coverage Includes

When you choose Boat Insurance’s Theft & Vandalism policy, you get comprehensive protection that goes beyond the basics:

  • Full Theft Protection – Covers the complete loss of your boat if it’s stolen.

  • Partial Theft Coverage – Protection for stolen parts like motors, electronics, or safety equipment.

  • Vandalism Damage Repairs – Covers repair or replacement costs for damages caused by intentional acts.

  • Coverage at Marina or Storage – Protection even when your boat is in storage or moored.

  • Trailer Theft & Damage – Extends to your boat trailer if included in the policy.

Why You Need Theft & Vandalism Coverage

Unfortunately, boat thefts and vandalism incidents happen more often than you might think. According to marine crime reports, boats and marine equipment are targeted because they’re valuable and sometimes left unattended for long periods. Without the right boat insurance, these losses could cost you thousands of dollars out-of-pocket.

Our policy ensures you’re covered no matter where you are—whether you’re sailing in Florida, moored along the coast, or storing your boat during the off-season. We work with top-rated boat insurance companies, including Progressive Boat Insurance, Geico Boat Insurance, State Farm Boat Insurance, and Boat US Insurance, to find you the best boat insurance rates.

How Much Does Theft & Vandalism Coverage Cost?

  • The boat insurance cost for theft and vandalism coverage depends on factors such as:

    • Your boat’s value and type

    • Where it’s stored or moored

    • Local crime rates

    • Your claims history

    • Chosen deductible amount

    If you’ve been wondering, “How much is boat insurance?”, the best way to find out is to request a boat insurance quote. Our agents will compare boat insurance prices from leading boat insurers to give you the most affordable boat insurance without compromising coverage.

What Does Boat Insurance Cover?

Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.

Charter Insurance

Charter Insurance

Complete protection for charter boats, including passenger liability.

Sailboat Insurance

Sailboat Insurance

Specialized coverage for luxury Sailboat, with options for global navigation.

Fleet Insurance

Fleet Insurance

Cost-effective policies for multiple vessels under one plan.

Third-Party Liability

Third-Party Liability

Enhance your coverage with add-ons like towing assistance, personal accident cover.

All-Risk Boat Insurance

All-Risk Boat Insurance

All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.

Physical Damage Coverage

Physical Damage Coverage

Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.

Theft & Vandalism Coverage

Theft & Vandalism Coverage

Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage

Speedboat Insurance

Speedboat Insurance

Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.

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Protect Your Boat, Protect Your Lifestyle

From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.

FAQs About Boat Insurance

Yes, depending on your policy. Some plans can extend to cover fishing equipment if declared and valued in your insurance.

 

Yes, as long as the trailer is included in your policy, you’re covered for theft or damage.

 

Yes, theft and vandalism can still happen in secured areas. Insurance adds an extra layer of protection.

 

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