Owning and operating a tour boat comes with adventure, responsibility, and financial risk. Whether you run sightseeing cruises, fishing charters, or sunset tours, having the right tour boat insurance is essential to safeguard your passengers, crew, and vessel. From small boats to large commercial tour vessels, our tailored insurance policies help you stay compliant, protected, and worry-free.
We work with leading providers—including Boat Insurance GEICO, Travelers Boat Insurance, Boat US Insurance Company, and more—to deliver the best coverage and competitive rates.
A single accident, storm, or equipment failure could mean major financial loss. With our boat commercial insurance plans, you can protect against risks such as:
Passenger injuries
Property damage
Collision liability
Environmental damage
Theft or vandalism
Fire and storm damage
Whether you need small boat insurance for a modest sightseeing vessel or comprehensive Arkansas boat insurance for river cruises, we have a solution for you.
We work with top providers, including Boat US Insurance Company, Travelers Boat Insurance, Auto Owners Boat Insurance, and more to offer:
Liability Coverage – Protects you if you cause injury or damage to others.
Physical Damage – Covers repairs or replacement if your boat is damaged.
Medical Payments – Pays medical expenses for injuries to you or your passengers.
Uninsured/Underinsured Boater Coverage – Protection from those without proper insurance.
Emergency Assistance – Towing and roadside help for your trailer.
We can even insure older boats with specialized coverage, so you’re never left unprotected.
We understand that rules and risks vary by location. We provide coverage in multiple states, including:
Boat Insurance Massachusetts – tailored for busy harbor and coastal tour boats.
Boat Insurance Alabama – for lake and river tour operators.
Boat Insurance Arkansas – covering inland waterway excursions.
Best Boat Insurance in Florida – designed for high-traffic, high-tourism waters.
Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.
Complete protection for charter boats, including passenger liability.
Specialized coverage for luxury Sailboat, with options for global navigation.
Cost-effective policies for multiple vessels under one plan.
Enhance your coverage with add-ons like towing assistance, personal accident cover.
All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.
Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.
Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage
Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.
From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.
Costs vary based on your vessel’s size, location, passenger capacity, and coverage level. Request a boat insurance estimate for accurate pricing.
Some insurers have restrictions for both vessel and owner age. We can help you find insurance for older boats and answer are there any owners age restrictions for boat insurance queries.
Yes, especially for commercial tour boats or older vessels. A boat survey for insurance ensures your vessel meets safety and operational standards.