Owning a boat brings endless opportunities for fun on the water—whether it’s fishing, cruising, or enjoying thrilling water sports like wakeboarding, tubing, or water skiing. However, with adventure comes responsibility. Water Sports Liability Coverage is designed to protect you, your passengers, and your assets in case of accidents or injuries related to water sports activities.
Water Sports Liability Coverage is an extension of your boat insurance policy that specifically covers bodily injury or property damage caused during water sports activities. This is essential for any boater who regularly tows skiers, wakesurfers, or tubes behind their boat. Without this coverage, you could face significant out-of-pocket expenses in case of an accident.
Even the most careful boat operators can face unexpected incidents. High speeds, variable weather, and other watercraft nearby can all increase risks. If someone is injured while engaging in water sports on your boat, medical bills, legal fees, and settlement costs can add up quickly. A boat insurance policy with water sports liability ensures you’re protected
We help boaters nationwide, including:
Boat insurance Massachusetts
Michigan boat insurance
Arkansas boat insurance
Boat insurance Alabama
Boat insurance NC
Boat insurance NJ
Best boat insurance in Florida
From small boat insurance for dinghies and fishing boats to commercial boat insurance for tour operators, we have options tailored to your vessel type.
Boat insurance covers your vessel against damage, theft, and liability for accidents on the water.
Complete protection for charter boats, including passenger liability.
Specialized coverage for luxury Sailboat, with options for global navigation.
Cost-effective policies for multiple vessels under one plan.
Enhance your coverage with add-ons like towing assistance, personal accident cover.
All-Risk Boat Insurance provides broad coverage for most types of accidental loss or damage to your boat.
Physical Damage Coverage protects your boat against repair or replacement costs from accidents, storms, theft.
Theft & Vandalism Coverage protects your boat against losses caused by stealing or intentional damage
Speedboat Insurance protects your high-performance vessel against damage, theft, and liability for accidents.
From serene lake cruises to high-speed ocean adventures, we ensure your vessel is covered anywhere you go. Our partnerships with top-rated marine insurance companies mean you get the most reliable protection at the best rates.
Yes, some providers have owners age restrictions for boat insurance, but we work with multiple companies to ensure coverage is available for most age groups.
The cost varies depending on your boat’s value, usage, and location. We can provide a free boat insurance estimate to help you budget.
Yes, Auto Owners Boat Insurance is well-rated for customer service and claims handling, making it a solid choice for many boaters.